Please help me if you can!

"Your boy, BJR" (jerseyshoreben) 02/09/2016 at 18:13 • Filed to: None

4

77

I don’t have a choice, there is going to be a new car leased for me by next week, and my Cadillac is going to be sold to cover the first year of payments, unless....

....unless I can raise enough to cover the first year of the lease, in which case I can keep my most prized possession and dream car. I was in tears last night knowing that my beloved Cadillac would soon have to find a new home against my will. Please help save my Caddy oppo, you’re my only hope.

Here’s the gofundme:

!!! UNKNOWN CONTENT TYPE !!!

Flavien Vidal > Your boy, BJR 02/09/2016 at 18:19

27

Not willing to sound like an ass, but if you want to keep that car so badly, get a second job, work more, move back temporarily with your parents or whatever... But setting up a GoFund Me because you’re leasing a car instead of keeping just this one, is borderline ridiculous man...

Future next gen S2000 owner > Your boy, BJR 02/09/2016 at 18:21

8

You could just fix the car yourself. Or move out and be a grown up.

macanamera > Your boy, BJR 02/09/2016 at 18:22

4

This doesn't make very much sense.

Your boy, BJR > Flavien Vidal 02/09/2016 at 18:23

3

I work 2 jobs already, and am a full time college student, I'm literally doing all that I can currently to save my car except selling drugs.

Your boy, BJR > Future next gen S2000 owner 02/09/2016 at 18:25

0

The car is currently getting fixed. That's not the problem, the problem is my parents see it as old and unreliable, despite only stranding me once, and are doing everything they can to get rid of it, while I've been fighting to keep it.

Sam > Your boy, BJR 02/09/2016 at 18:25

5

Well in that case...

SnapUndersteer, Italian Spiderman > Your boy, BJR 02/09/2016 at 18:25

19

Are you fucking kidding me?

Your boy, BJR > SnapUndersteer, Italian Spiderman 02/09/2016 at 18:26

1

With what? I'm trying literally everything I can to save my most prized possession.

Flavien Vidal > Your boy, BJR 02/09/2016 at 18:29

8

Then get rid of the car.Helping a fellow Oppo member to pay to fix a 500$ car he needs to get to work but that he can’t fix due to past debt or bad decisions he made, I would accept and most likely help out.

But financing your old car because you get a 300$/month lease on a new one is stupid. Priorities man, priorities...

pauljones > Your boy, BJR 02/09/2016 at 18:29

12

Oh, my sweet summer child.

Life will go on.

Chariotoflove > Your boy, BJR 02/09/2016 at 18:29

0

Who owns the Caddy?

ttyymmnn > Sam 02/09/2016 at 18:29

0

It’s been a long time since I played piano...

Smallbear wants a modern Syclone, local Maple Leafs spammer > Your boy, BJR 02/09/2016 at 18:31

1

Gofundme never goes well on oppo, dude. Try borrowing from a few friends and paying it back as you can. I’m sure some of the oppos in your area wouldn’t mind lending, but gofundme seems a little douchey (I understand you’re getting desperate to save the caddy, but that’s how you come across doing stuff like this).

Alternately, talk to your parents again—maybe they won’t insist on you having the cash before next week?

Sam > Your boy, BJR 02/09/2016 at 18:31

4

Just sell it to an Oppo that would be willing to sell it back to you one day.

Chris_K_F drives an FR-Slow > Your boy, BJR 02/09/2016 at 18:33

14

Or just suck it up for now. Accept that life may not be going exactly the way you want it to right now, this is generally the case for all of us when we’re broke college students. It’s the reason I drove an automatic 2000 Corolla for years, instead of buying something that was more enthusiast oriented. I did my time in it, and then got into a financial position where I could afford a vehicle I’d truly enjoy. You apparently have a very supportive family that is trying to help you make the responsible decision while you’re in a tough financial spot.

It’s not like you can never buy another DeVille again. Although I understand that you’ve formed a personal connection to this one, and that can be tough to let go of. However, and despite what we often say on Oppo, the Jalop decision is NOT always the decision you should make.

I know a lot of us are sounding kind of critical on here, but it’s because very few people like the “give me a handout” mentality of GoFundMe; especially when it comes to people looking for a luxury item. I know you aren’t the kid trying to get people to buy him a supercar, but it just doesn’t come off as a really needy case. Sorry to say, but if you can’t get people on Oppo on board with this...

TheBloody, Oppositelock lives on in our shitposts. > Your boy, BJR 02/09/2016 at 18:33

2

Uh yeah, seriously dude? You can buy another one later down the road when you have the money...

EL_ULY > Your boy, BJR 02/09/2016 at 18:34

2

I loved my e28 soooo much dude, but like i said yesterday, get to school safe in a NEW CAAARRR!!! Graduate, make dat dirty, and get a XTS asap!!!

Your boy, BJR > Flavien Vidal 02/09/2016 at 18:34

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I didn’t ask for this lease, I didn’t want it, I’m being forced into it, and having my car taken from me. This car has every cent of my savings in it, and I DO need it to get to my 2 jobs and school, one of those jobs is a delivery driver, and as such a lease with a mileage cap is impractical and a stupid idea.

Your boy, BJR > Chris_K_F drives an FR-Slow 02/09/2016 at 18:37

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A lease is NOT a good financial decision, I put about 20k miles a year on my car,so I'm gonna owe a ton on the mileage at the end, and my family can’t afford a lease, which is why they have to take my car to make it work.

Brian, The Life of > Your boy, BJR 02/09/2016 at 18:39

5

Congrats!

Your boy, BJR > EL_ULY 02/09/2016 at 18:39

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Yeah put 20k miles a year on a car with a 12k a year cap. Smart financial decision. I get what you’ve been saying, but leasing a car is a terrible idea for me, and I’m not being given a choice.

JawzX2, Boost Addict. 1.6t, 2.7tt, 4.2t > Your boy, BJR 02/09/2016 at 18:39

8

#firstworldproblems

When you have to live in your car because you lost your job and your girlfriend kicked you out (like I did in 2008) I’ll help you out. Seriously, I will. Until then, life goes on young one.

Flavien Vidal > Your boy, BJR 02/09/2016 at 18:39

1

How old are you? If you don’t want the lease, don’t take it. Sit with the people forcing you and explain them why you want to keep it and what it means to you and the problems linked to a leased car. But again, no one will help someone who is getting a brand new car to keep his old one. Also if the car is yours, nobody is forcing you to get rid of it. Leasing a car is litteraly throwing money out of the window. And if you have to have a leased car, get one that will cost you 100$ a month and get you to keep the Caddy, not 3 times that.

Chris_K_F drives an FR-Slow > Your boy, BJR 02/09/2016 at 18:40

1

What about an unlimited mileage lease? Or selling the car and purchasing a “more reliable” used car that your parents agree on? It’s hard to argue against the practicality and reliability of that 2000 Corolla that I had. It’s still in my family and running strong with well over 160k miles.

Sovereign, Purveyor of Coupes > Your boy, BJR 02/09/2016 at 18:41

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I’m confused. And this isn’t the first time I’ve seen this on oppo. How are your parents forcing you to lease a new car?

slipperysallylikespenguins > Brian, The Life of 02/09/2016 at 18:42

4

As stupid as it is, its not as bad as that lady who set up a gofundme because she spent all her money on powerball tickets

Your boy, BJR > Sovereign, Purveyor of Coupes 02/09/2016 at 18:43

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By leasing a car and telling me it's now my responsibility, whether I want it or not. If I say no, I'm kicked out of the house. And my car is uninsured and sold anyway to cover the lease.

Brian, The Life of > slipperysallylikespenguins 02/09/2016 at 18:43

1

What? Crap. I guess Ben should’ve gotten “first runner-up” then.

JawzX2, Boost Addict. 1.6t, 2.7tt, 4.2t > Chris_K_F drives an FR-Slow 02/09/2016 at 18:45

1

second the 2000 corolla, if mine hadn’t been totaled in a wreck, there’s a good chance I'd still own it.

Sam > Your boy, BJR 02/09/2016 at 18:46

2

I understand you love this specific car, but it’s not like it’s a 1-of-1 coachbuilt car. You could find another one in the future when you can afford it.

epidemike > Your boy, BJR 02/09/2016 at 18:46

5

Sorry but get a second job or something. There are people that are in way worse situations than you that would benefit from a GoFundMe.

Your boy, BJR > Chris_K_F drives an FR-Slow 02/09/2016 at 18:47

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Used car isn’t allowed and there is no unlimited mileage lease “with programs” on it. Which is also why I don't get a choice on what car is getting leased for me. Because my stepdad is picking what he thinks is the best and cheapest car, and that's what I'll drive.

Rico > Sam 02/09/2016 at 18:47

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Your boy, BJR > epidemike 02/09/2016 at 18:48

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I have 2 jobs. And am a full time student. And addict in recovery both mentally and financially.

Smallbear wants a modern Syclone, local Maple Leafs spammer > Flavien Vidal 02/09/2016 at 18:51

1

Read his last few posts, you’ll get the idea.

I have to say I’m halfway between you two. I completely understand wanting to keep the car and don’t really think the lease is a reasonable idea, considering it’s taking something he owns and dropping him into not only something more expensive, but also something he doesn’t like. I also don’t think oppo is the place for this.

JawzX2, Boost Addict. 1.6t, 2.7tt, 4.2t > Sam 02/09/2016 at 18:52

1

I’ll buy some (jk to whoever In the gummint bothers to surveill me) ((no, really)) (((not really))) ((((*wink*))))

Smallbear wants a modern Syclone, local Maple Leafs spammer > Sam 02/09/2016 at 18:54

1

OK, now THAT’S a valid idea.

Sovereign, Purveyor of Coupes > Your boy, BJR 02/09/2016 at 18:58

2

Wow. That’s absolutely fucking rediculous.

Any chance they’re bluffing? I’d be tempted to refuse, stating that the added financial strain is much worse than keeping an old car running, and that if they would really kick you out, while in school, over not accepting said payments that they have some control issues.

aberson Bresident of the FullyAssed Committe > Sam 02/09/2016 at 19:00

1

something something “sam stoner”

Your boy, BJR > Sovereign, Purveyor of Coupes 02/09/2016 at 19:03

2

I agree. Which is why I started this. I didn't want to do a gofundme, but it's literally my last ditch effort. I knew people who don't know me would start throwing a ton of criticism and making judgements on my character, but I decided fuck it, why not at least try?

TheBloody, Oppositelock lives on in our shitposts. > JawzX2, Boost Addict. 1.6t, 2.7tt, 4.2t 02/09/2016 at 19:03

3

7 years ago I spent two days living out of my car (then live in girlfriend kicked me out of the house) and have only now finished paying off the credit card debt I racked up trying to maintain her lifestyle. As the saying goes;

This too shall pass.

yitznewton > Your boy, BJR 02/09/2016 at 19:04

1

Sorry man :( sounds like a miserable situation. Good luck with whatever direction it ends up taking you.

Textured Soy Protein > Your boy, BJR 02/09/2016 at 19:05

1

So I dunno about the whole saving the Cadillac idea, but have you tried to talk with them about the mileage limits on leased cars? Also a lot of times leases have clauses that forbid commercial use of the vehicle, and delivering pizzas qualifies as commercial use. Let’s say you got in a crash while driving for work and there was an insurance claim, the leasing company could say you were using the car for unauthorized commercial use and take the car back.

Sounds like they’re trying to be helpful in their own way that doesn’t quite make sense for the actual situation. So really the best thing to do is to show some flexibility on your part, acknowledge that they are trying to help you, but figure out a way that will actually improve things.

Your boy, BJR > Chariotoflove 02/09/2016 at 19:07

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Me. I payed for it, rebuilt the trans, payed for everything that’s ever went wrong up until yesterday.

It is however, on her insurance, due to my area having insane insurance rates and me being a male under 25. I can't afford to insure it on my own, so if she drops it, I'm fucked.

Your boy, BJR > Textured Soy Protein 02/09/2016 at 19:09

0

I have been. I spent 4 hours last night explaining why it’s a bad idea. They took everything I said into consideration, thanked me for being level headed, and....

....still are making me get a lease.

DrJohannVegas > Your boy, BJR 02/09/2016 at 19:10

2

Ben, I wish I was in a position to help financially. All I can offer is my sympathy for the bullshit nature of the situation (and I know personally how complicated financial dealings with family can be) and some of the blowback you’re getting here. Keep doing your best, my friend.

Will try to send all the best vibes I can from West of the Garden State.

TheRealBicycleBuck > Your boy, BJR 02/09/2016 at 19:12

1

Let’s get a few questions out of the way.

How old are you?

Whose name is on the title of the car?

If your name is on the title, they can’t sell it without your signature.

If you are a minor, you can’t enter into a lease. Their name(s) will be on the lease. That makes them financially responsible.

A person cannot be coerced into a contract. That makes it invalid.

Textured Soy Protein > Your boy, BJR 02/09/2016 at 19:13

3

OK, so here’s where you call in a higher authority. Whatever brand of car it is they’re trying to lease on your behalf, I’m sure you can go online somewhere and find all the detailed terms and conditions of the lease. So do that, and find the part where it says NO COMMERCIAL USE. Or call a dealer, explain your situation, and ask if they can get you that language. If you show them right in the lease terms that you will be forbidden from using this leased car for work, maybe they’ll change their tune.

Your boy, BJR > DrJohannVegas 02/09/2016 at 19:14

1

Thanks man, I appreciate it.

deprecated account > Your boy, BJR 02/09/2016 at 19:14

1

Whatever happened to t h is?

Chariotoflove > Your boy, BJR 02/09/2016 at 19:15

0

Okay, so the worst that can happen is it sits for a while and you drive another car that the parents are apparently willing to lease for you? Sounds like a win to me. They can’t make you get rid of a car that you own. Let it sit until you can afford to insure it someday.

Your boy, BJR > deprecated account 02/09/2016 at 19:15

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The dude backed out last minute.

slipperysallylikespenguins > Your boy, BJR 02/09/2016 at 19:15

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Liability only through one of the cheaper insurance companies(general, other internet based ones) can’t be that bad

Xyl0c41n3 > Your boy, BJR 02/09/2016 at 19:16

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Is your caddy in your name? If so, then your parents can’t sell it.

Are they trying to make you sign the lease? If so, then don’t sign it. If they sign it, then it is their legal responsibility to pay for the damned car and no amount of “it’s your responsibility now” will change that.

Again, if the car is in your name and you are an adult (which, I know you’re in your 20s), then you cannot be forced to sell it if you don’t want to.

How much are the repairs going to cost to fix the caddy? Oppo might be more willing to help out with that (though, given the rest of the comments here, I doubt that).

Who do you bank with? Can you go to your bank and apply for a personal loan to cover the repair costs? Taking out $1,000 or $2,000 for a personal loan is a helluva lot easier than financing a lease nobody in your family can afford to begin with.

Your parents are being stupid, but hon.... you’re not that far behind them with this GoFundMe nonsense.

If your parents are REALLY that concerned with just the reliability of your ride, then they’d be willing to look at gently used (1-6 years old or so) cars and not signing up for a loan they (and you) can’t pay.

If you’re deadset on the caddy... try getting a personal loan from your bank. If that doesn’t work, then give up on the idea of the caddy and try to convince your parents to go for a more reasonably priced USED car.

Your boy, BJR > slipperysallylikespenguins 02/09/2016 at 19:16

0

Still well over $150/mo for me.

TheHondaBro > Your boy, BJR 02/09/2016 at 19:24

1

A lot of people are being unnecessarily harsh to you in the comments. I know it must be a tough situation, and I wish I could help you out, but I really can’t right now.

The way I see it, your Cadillac is gone. But you can still (politely) make the case that the mileage limit on a lease will mean you’ll have to quit one of your jobs, thus making you less financially capable of taking over the lease.

Chariotoflove > Your boy, BJR 02/09/2016 at 19:24

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Dude, if you are a legal adult, your parents cannot take away your legally owned car. They cannot force you to sign or pay for a lease you do not want. And, if they would truly kick you out of the house because you refuse to be coerced, well you have to decide if that’s a situation you can live with.

Chris_K_F drives an FR-Slow > Your boy, BJR 02/09/2016 at 19:27

1

When I was living with my parents, and they were helping support me, I found that the beat way to approach them with any major financial decisions was with a well backed case. Make spreadsheets showing the budgeting/finances behind each option; keeping the Caddy, your step-dad’s lease choice, alternative lease options, and used car options. Print out vehicle reliability reports for the Caddy and used car options, as well as average prices of the most common issues for each. If you present the information that way, it shows you’re being responsible, rationally thinking through the problem, and puts you in a much better bargaining position.

TheHondaBro > Your boy, BJR 02/09/2016 at 19:30

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Damn. I’m under 25 and I’m paying $140/month for a HONDA, and to make matters worse, I’m also Iranian, which the insurance company sees as an immigrant street racer.

Matt Nichelson > Textured Soy Protein 02/09/2016 at 19:41

1

On top of that, insurance could deny the claim if it was known the vehicle was being used for income purposes and said vehicle was on a personal policy.

Matt Nichelson > Your boy, BJR 02/09/2016 at 19:45

2

Dammit this sucks Ben. I wish I could do something to help you out. You’ve gone through enough already.

Sam > aberson Bresident of the FullyAssed Committe 02/09/2016 at 20:05

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Blame the late-1800 German immigrants who decided to change it from “Steiner” to “Stoner”..

aberson Bresident of the FullyAssed Committe > Sam 02/09/2016 at 20:09

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Dr. Zoidberg - RIP Oppo > Your boy, BJR 02/09/2016 at 20:19

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Your story is starting to stink.

If you own the car, they can’t sell it.

If you’re an adult, you can’t be forced to sign any lease or whatever.

Another opponaut just had their 300k+ mile Integra stolen. This is in very poor taste.

Spridget > Your boy, BJR 02/09/2016 at 20:27

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Here’s my suggestion: keep the Caddy, back out of the lease. You’re selling the Caddy because you need a “reliable” car, right? Buy a $500- $1500 beater off of Craigslist and daily that. Also, fuck family who force choices on you. Your a grown goddamn adult; you can make grown goddamn adult decisions.

deprecated account > Your boy, BJR 02/09/2016 at 20:36

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Oh. I wish I could help but I’m broke soooo...

Steve in Manhattan > Your boy, BJR 02/09/2016 at 21:15

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OK - I’m in.

Your boy, BJR > Steve in Manhattan 02/09/2016 at 21:29

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Thank you so much man!

Breakfast Burrito: The True Resident Burrito > Your boy, BJR 02/09/2016 at 23:34

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I’m gonna chime in with everyone else here and say, in the nicest of ways, just suck it up and do what your parents want. It’s not the last time in the world you’ll have the opportunity at owning a Cadillac, and by then you might find something to buy that you’ll like even more. Sure, you’ve been through a lot with this car, but so have 99% of everyone else in the world who ended up selling their cars because they needed to. Devilles are notoriously expensive once things start going wrong, and your parents are right to want a car that they can get fixed for free during the time of the lease. You say you drive too much for the lease? Stop going to oppo meetups driving road trips then. You only NEED a car to go to class and your job, and you can’t have a car getting in the way of that. Even if it’s not as unreliable as they’re saying, a leased car will always guarantee you transportation.

As a quick aside, I’m around the same age as you. In high school, even with two jobs, I couldn’t afford to buy my own car since I would need to pay its equivalent value every year to put the insurance in my name. I ended up with a motorcycle which I could ride in the summers, while sharing the family car with my two siblings. When college came around, I sold the motorcycle (which I loved dearly) to buy books and pay for food. The point I’m making is that it is unreasonable to expect to fulfill your automotive dreams when you’re too young to provide for yourself, and its respectful to honor the wishes of the people who are providing for you. Especially since them providing for you enabled you to (even for a short time) fulfill one of your automotive dreams so early. Right now in our lives, cars are huge expenses and ultimately boil down to practicality. It’s not the most jalop thing to say, but it’s the truth.

Your boy, BJR > Matt Nichelson 02/09/2016 at 23:34

1

Thanks man it's appreciated.

Your boy, BJR > yitznewton 02/09/2016 at 23:35

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Thanks dude. Hoping for a miracle.

BJ > Your boy, BJR 02/10/2016 at 00:01

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It’s late, and maybe I’m a bit thick, but why would raising enough to cover the lease set you free from having to lease? Do you mean to say that if you can find that kind of money to set aside to cover any repairs then you can keep the car?

Breakfast Burrito: The True Resident Burrito > Xyl0c41n3 02/10/2016 at 00:04

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He said elsewhere that 1) his parents pay the insurance since he can’t afford it, and 2) they’ll probably kick him out of the house if he doesn’t go along with this lease idea. So with all of that, I doubt your legal loopholes would work if the conditions are “Do what we want or be homeless to save a now uninsured car.”

Also, my understanding of it boils down to him (through the gofundme) trying to raise enough money to equal the value of his Cadillac so that that money can fund the first year of the lease instead of the money that would have been earned selling it. In this way he can still keep the car, but they are getting a lease either way and expecting around $3000 of it to be paid somehow. So with all of that, him covering repair costs won’t solve anything either if the parents are set on a reliable leased car. (Rather than him regularly missing school and work waiting for the rock-auto packages if the Cadilliac continues to be unreliable.)

Finally, the whole personal loan thing probably won’t fly with his parents because it is kinda dumb to put yourself in debt to save a car, so they’ll probably go back to the “Do what we want or...” thing.

Your boy, BJR > BJ 02/10/2016 at 00:15

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It wouldn't get me out of the lease, it would just let me keep the Cadillac.

CheesePatrol > Your boy, BJR 02/10/2016 at 11:00

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This is ridiculous. From the creation of a GoFundMe page to “forcing” a lease upon you.

BJ > Your boy, BJR 02/10/2016 at 15:49

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Ok, I get it.

epidemike > Your boy, BJR 02/12/2016 at 17:29

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Well...

Look, I have a family. Two kids and a wife, a wife who lost her job back in 2011(didnt qualify to get unemployment) and hasnt been able to find work. We’ve been lucky that I have been able to support the entire family with my income. I was just doing my taxes and guess what, I owe like $2,500 in state and federal tax. Thats a huge amount for us but we wont be starting a gofundme, a kickstarter, or whatever else is out there. We’ll figure a way to make ends meet.

Life sucks sometimes, but you have to be self confident in your abilities to get hrough the muck that’s slung at you. The only thing I can offer you is a “sorry” and “hope things work out for you”.